When I took delivery Thursday I called my Allstate agent, gave him the vin # and went through the 4 or 5 questions. He said since I had a Vrod and a couple Spyders on the policy that my Connie would cost me an additional $16.90 a year!!!!! I couldn't believe it, he said the rational behind it is that you can only be riding one at a time, so they cut you a break!