All good points. Unfortunately, the OP specifically asked for KISS and a "this or that" answer under certain conditions, nothing more. Eventually, I figured it out and won the prize. Please send it to my inbox.
But in our infinite forum wisdom, we like to change or add to the conditions, list caveats, mention alternatives, poke fun, call names, point fingers, etc., just because we can type. Rider is 140 pounds? Gain weight. Rider never uses bags? Add bags and put rocks in them. Rider is always solo? Add a passenger. Rider asks for adjustments? Get new shocks and forks and/or change the oil to a different weight and/or get new or different tires. Rider states the problem to be solved? Let's mention all the other problems that might (or might not) be created outside of the rider's stated conditions. But I digress..........