I know this is a very subjective question, but I'm hoping there will be some good feedback here.
Back in mid June, I was t-boned by a guy that ran a stop sign. I was riding a Harley that day. It was a low speed impact, and although I bounced off the front of his rig, I landed on my feet.
I was making a left turn, he was approaching the intersection from my left side, also planning to make a left turn. He saw me far too late, but we both almost managed to stop. The impact was to the left side of the forks, then slammed the bike down on its right side.
He admitted fault, his insurance company has been very responsive, courteous, and prompt about doing everything they said they would do. They paid for the repairs on the bike, paid the amount I requested for loss of use, and are paying all medical expenses as they should.
Now comes the question of Pain and Suffering. I have no experience with what is fair and equitable, and no idea what a reasonable amount would or would not be.
The injuries I sustained were nothing I consider major. The biggest problem was with my left shoulder. I spent over 2 months going to the doctor every week for treatment. I also had to get an MRI, which showed micro tears of a major tendon. My doctor had me on restricted use (don't lift more than 8 pounds, no continuous or repetitive use for more than 15 minutes) for most of the summer, which was a inconvenience. None of this affected my work, or riding my other bikes, just didn't get some projects done around the shop I was planning to do.
The insurance company has proposed an amount of $3500, which to me isn't much, but again, I haave no frame of reference. I'm not looking to screw the insurance company, but since it's their offer, and their money, I would expect them to offer the least amount they think they can get away with.
Does anyone have any suggestions (besides get an attorney)?
