connie insurance

[Rocket Therapy]

At the present I'm paying 220 dollars a year for the O 7 Triumph
Rocket 3 full coverage. Geico wants for 440 a year for the connie
 they said because it's a "sports" bike I tried to convince them it would a "touring" bike but they wouldn't go for it. I know the rocket is older but I didn't expect that much. I know some of you younger guys are probably paying more than that but I'm 50 + with a clean record. Does that sound reasonable to you "more experienced gents"

[PH14]

If you have State Farm for your auto, go with them, it will be much cheaper. They won't insure your bike though unless you have car insurance with them.

[RBX QB]

I know State Farm has the bike classified as "sport touring" on my policy, and not in with sport bikes.

[stevewfl]

I just switched my C14 Motorcycle insurance from State Farm to Progressive at lunch today. And I've been an advocate of State Farm forever. Only my motorcycle got changed, not my other vehicles nor pro camera gear.

If in FL it will be very worthwhile to look into it.  I bought mine from the agent at:  eurocyclesoftampabay.com

[RED121572]

www.rider.com (only available in selected states, though)  I pay $160.00 a year to fully cover the FJR. 

[ZG]

I switched my bikes over from State Farm to Progressive last Friday, I had our house, RV, cars, and bikes all with State Farm but I wanted to add addition coverage for accessories and State Farm does not offer that...
 
I'm really pleased with what I got from Progressive, for $560/yr I have my Gixxer (+ $5k in accessory coverage, which I didn't have with SF) and my Connie (+$15k in accessory coverage) and road side and trip coverage for both (which I didn't have with SF). I was paying $510/yr with SF for just the insurance and no road side assistance or any accessory coverage.
 
Trust me guys, if you have accessories on your bike make sure to add the additional coverage for them (also includes helmet, gear, etc), otherwise you run the risk of only getting straight up stock book value if your ride gets jacked or totalled...

Thanks to Loren for showing me the way! 

[Conrad]

I've had all my stuff with State Farm for YEARS. When I got my C14 I just went with them without looking around. After a year I checked into other companies because of a thread like this. I ended up switching from State Farm ~$400/year to Allstate ~$200/year for slightly better coverage.

[seajay]

I've got the C14 and the wife's ride at Progressive for a total of $424 after all discounts. Since I'm not ZG, I think I should be fine with the $3000 accessory coverage that's included.   

[RBX QB]

I've had all my stuff with State Farm for YEARS. When I got my C14 I just went with them without looking around. After a year I checked into other companies because of a thread like this. I ended up switching from State Farm ~$400/year to Allstate ~$200/year for slightly better coverage.

I went the opposite direction... Allstate couldn't touch what SF offered... and I had been with Allstate since I was 16. But, I didn't shop much when I went to SF, so I think it's time to make them work for my business.

I think individual agents have some discretion on what they can offer, otherwise my experience and Conrad's would be more similar, and not the complete opposite.

FYI, no accidents or violations when I switched, and I have multi-vehicle and renters.

[Rocket Therapy]

www.rider.com (only available in selected states, though)  I pay $160.00 a year to fully cover the FJR. 

Riders Ins, just  quoted , lowest  197.00, and little better than  what i have now with geico, 286.00   and geico wants 440.00?

[PH14]

I've been loyal to State Farm for bikes since they didn't surcharge sport bikes. My RC51 and my ZX1000R were both simply classified by their displacement. My C14 is only $264 per year with them. Full coverage.

[RBX QB]

I've been loyal to State Farm for bikes since they didn't surcharge sport bikes. My RC51 and my ZX1000R were both simply classified by their displacement. My C14 is only $264 per year with them. Full coverage.

And mine is about double that... still SF, still full coverage (no violations). That's why I figure there's individual discretion from agent to agent.

[ZG]

I've been loyal to State Farm for bikes since they didn't surcharge sport bikes. My RC51 and my ZX1000R were both simply classified by their displacement. My C14 is only $264 per year with them. Full coverage.

But no accessories coverage P, you'll only get straight up book value in a total loss...

[556ALPHA]

I just checked out Rider Insurance but they are not get available in VA.  Bummer

[maxtog]

At the present I'm paying 220 dollars a year for the O 7 Triumph
Rocket 3 full coverage. Geico wants for 440 a year for the connie
 they said because it's a "sports" bike I tried to convince them it would a "touring" bike but they wouldn't go for it. I know the rocket is older but I didn't expect that much. I know some of you younger guys are probably paying more than that but I'm 50 + with a clean record. Does that sound reasonable to you "more experienced gents"

$220 was probably too low.  But $440 is too high.  You don't describe the insurances, your location, or even your bike year, so it is hard for anyone here to compare.

2011 C14, I pay $362 with State Farm Virginia, no record, no accidents; deductibles: $250 collision, $100 other than collision; $100,000/$300,000 liability, $50,000 property.

I don't think it is a GREAT rate, but it is not bad for *good quality* insurance.   Things like "Rider Insurance" might be cheap, but I have never heard of them and have no idea about their coverage, policies, customer service, or quality (not available here anyway).

[Conrad]

I went the opposite direction... Allstate couldn't touch what SF offered... and I had been with Allstate since I was 16. But, I didn't shop much when I went to SF, so I think it's time to make them work for my business.

I think individual agents have some discretion on what they can offer, otherwise my experience and Conrad's would be more similar, and not the complete opposite.

FYI, no accidents or violations when I switched, and I have multi-vehicle and renters.

It must be different from state to state. My State Farm agent admitted to me that he was surprised that I insured my bike through him. In Illinois they don't offer any discounts for bikes, or didn't then. While Allstate offered me all kinds of discounts, from ABS to taking rider's courses.

[JS_racer]

for the progressive guys, if you don't already, check into the additional towing or something rider policy. its super cheap. also if you skip it off the cliff, it covers fishing and transportation,  .  like roadside assistance.

wish i was smarter and could remember what it was, lol

[maxtog]

I've been loyal to State Farm for bikes since they didn't surcharge sport bikes. My RC51 and my ZX1000R were both simply classified by their displacement. My C14 is only $264 per year with them. Full coverage.

That is a REALLY low rate for State Farm.  Your bike is several years older than mine, though.  But still.  Makes me wonder what's going on.

[ZG]

for the progressive guys, if you don't already, check into the additional towing or something rider policy. its super cheap. also if you skip it off the cliff, it covers fishing and transportation,  .  like roadside assistance.

wish i was smarter and could remember what it was, lol

Yep, I got that. It's $10/yr for the roadside assistance/tow or $15/yr for road side assistance/tow/trip ("trip" is if you're more than 100 miles from home they will credit you back for up to $500 for food, lodging, etc while you wait for any needed parts to arrive)... 

[Barry]

I have Progressive.  I wanna' say I was paying something like $480/year for the C14.  Interesting, Progressive covers ALL accessories on the bike.  They told me that when I was addressing a claim for damages (bike fell over).

Another thing, I got a 06 KTM 525 EXC that I needed to add to my policy (going from 1 street bike to 2).  So I ask them, what is multi bike discount, and what is cost to insure KTM???

The increase on the policy to cover the KTM was like $75, the multi bike discount was like $85.  So Progressive is paying me $10/yr to cover my KTM.

NICE.

Barry