Repairing after accident

[Kwikasfuki]

Unfortunately went into the side of a car that pulled out from a side road. Speed was probably 25mph.

The insurance company have offered to sell the bike back for repairs. The handlebars are out of alignment with the front wheel.

Initially I thought the forks were bent, but I don't think that is the case. The bottom yoke is listed as damaged,

Also listed is "Frame - damaged at lockstop". Not heard of this before. What is it and can it be repaired?

[Rocket Therapy]

What year is the bike and I take it they totaled it?

[Kwikasfuki]

2008 and yes, its totalled as its not cost effective for the insurance company to repair

[556ALPHA]

for how much?  parts can be very lucrative.

[McJunkie]

Actually it doesn't matter. You or the bank own the bike.  The insurance company does NOT own the bike. It's a scam they have been pulling for a long time. They are trying to sell you back something that you already own.

[feelergaugephil]

To answer your question...
Lock stop is as far as the handlebars will turn UNTIL the bars stop before they touch the tank, either way.
It can be fixed.

[McJunkie]

When you hit the car the triple tree went completely against the lock and either damaged the triple tree, the lock stop, (this is the stop when you turn the handlebars to prevent them from going 180 degrees) or the steering head that the lock stop fits in. If it's the steering head then it's not worth trying to fix as this is part of the frame.

[feelergaugephil]

When you hit the car the triple tree went completely against the lock and either damaged the triple tree, the lock stop, (this is the stop when you turn the handlebars to prevent them from going 180 degrees) or the steering head that the lock stop fits in. If it's the steering head then it's not worth trying to fix as this is part of the frame.

+100

[VirginiaJim]

Glad you're ok.

[C1xRider]

The "lock stop" is what keeps the handlebars from rotating all the way around. 

 Any frame damage whatsoever, requires the frame to be replaced, in the eyes of the insurance company.  If you can provide them a written estimate from a reputable shop that shows they can repair the frame back to factory specs, and the cost does not exceed the valuation they've established for the bike, then you can typically convince them not to total it.

 I have personally worked with insurance claims adjusters with my stuff, and kept claims from resulting in a total.

 Until they issue you a check and you cash it, it's your bike - you tell them what you want.

[Flathead]

Keep in mind that the OP lives in the UK, laws/regs are probably a bit different

Sorry to hear about your accident Kwik, glad you're OK! I'll be up your way this fall (Harrogate), maybe we can grab a pint??

[stevewfl]

everyone is a legal and insurance expert on the internetz tho,  right?

Ask on a forum and expect forum answers 

[Flathead]

everyone is a legal and insurance expert on the internetz tho,  right?

Ask on a forum and expect forum answers 

TruDat!

[Kwikasfuki]

Going to go examine the bike tomorrow and check on the damage.

Initially I thought the forks were bent as the steering is off by about 20 degrees. But now I think they are twisted.

Sorry to hear about your accident Kwik, glad you're OK! I'll be up your way this fall (Harrogate), maybe we can grab a pint??

That's not too far from where I live. Make sure you drop me a line. There's several of us that live near Harrogate.

[Flathead]

Going to go examine the bike tomorrow and check on the damage.

Initially I thought the forks were bent as the steering is off by about 20 degrees. But now I think they are twisted.

That's not too far from where I live. Make sure you drop me a line. There's several of us that live near Harrogate.

Will do!