I have quite a bevy of riding jackets and pants. My favorites are prolly not the best for protection in case of a crash. But, let's hope that does not happen.
Have to admit, that after crashing my mountain bike 6 weeks ago ... with a broken right hand, nasty gash on my right pinky finger, several cracked ribs, deep tissue damage from the saddle crashing into my right thigh ... all this still hurts a great deal and my hand is not working well ... and lots of road rash, too. (sigh ...)
Well, I'm back into my Motoport riding gear. Kevlar jacket, and pants with lots of excellent armor everywhere.
I think Motoport makes the best stuff. Pricey, tho. And, not all that stylish either. Did I say PRICEY?
I have Aerostich Darien jacket/pants, too. This stuff will NEVER break in ! I've taken the armor out and tossed it into the dryer for hours with some sneakers to beat it up. Nada. It will be stiff as a mother for ever! I don't like that. But, I do wear it from time to time.
My favorite stuff is Joe Rocket leather/synthetic ... I replaced the armor with better stuff ... and like the look (yellow/black), and it works in most weather conditions ... and in winter, I just toss a Gerbings jacket liner in and plug it the pants. I ride to 25* or so if the roads are clear. Frogg Toggs in the bags to worry about rain.
Most of the "good stuff" is not comfy, or spiffy. But, they protect your sorry a$$ pretty well in case of a mishap.
I guess you wear what you can afford and what you like ... or like the looks. I rode for 20 years with just a leather jacket, dew rag, and fingerless gloves. But, I looked kewl as hell, eh.
Now, I even wear the helmet on the stationary bike in the basement ... just in case I fall off.