I keep mine covered year round. Around here ya never know when a nice day will show up in the middle of winter.I did that this past spring. Got to try out the C10 in 3 inches of slush. Not fun, but made it home with no issue. TAKE YOUR TIME!
Speaking of which. It was nice this morning on the way into work (clear but 40 degrees) but now it's snowing. It looks like I'm in for an interesting ride home.
Are we talking about ACA?This question comes up frequently here (SE MNN) about this time of year. Corvettes, boats, campers, motorcycles.... ect. parked for the winter. Some at the owner's facility, others use another place to store them. The majority seem to think they save a lot of money by pulling coverage in the off season. I don't see much savings to be had, and if something where to happen, I'd rather have double coverage than no coverage. If my bike where in my own garage, and there was a fire- would my homeowner insurance cover it? What about if I store it elsewhere and there is a fire, theft, or roof collapse.... Too many "what if's" for me to chance it for the little I would save.
My insurance (AmFam) agent told me that the rates are calculated with the assumption that winter riding is less, but the coverage is year-round.
I pay about $440 for a 2010 and a 2011. Way to cheap to try to save a few dollars in the winter. I try to ride it at least once a week anyhow. Just to keep the fluids flowing.
We got 1 whole vote for seasonal!