I can think of a 3 letter word, that I yell at harley riders,
Just because they ride Harley's, Rich? Or for some other reason?
It's very rare someone leaves their bike totally stock. I know with my C14 comfort, I went with a Russell Seat, taller wider screen, Heli-bars, heat modifications and I still had pain riding it. With the Indian, the only things for comfort I added were extended reach bars and tear drop foot rests on the crash bars and I don't hurt anymore.
As far as sound goes, I always had issues with wind noise unless the screen was totally up and yes, I'm one of those that went with an Area P exhaust because of the sound and weight savings. I have a factory modified exhaust on my Indian that is loud but not obnoxiously so. And yes, all of us riding Indians even with the stock exhaust, are a bit on the loud side, but I've found that with the Indian and it's loud exhaust, I don't seem to need ear plugs like I did on the C14 and it's wind noise. I've started wearing a 3/4 helmet that even with the screen down, I just don't have the noise affecting me like the C14 did. And by the way, the electrically operated stock screen on my Roadmaster is perfect for me unlike the stocker on the 08 C14. I can't tell you how many screens I went through on that bike.
I also think, before we start painting with the broad strokes, stereo types of riders of other brands, you may want to start walking in their shoes to see what it's really about, like I did. I find them just as friendly as the sport touring group of people if not friendlier. The Indian groups and HOG groups across the country support many many charities and organizations. We're not the 1%ers.