On the back, I went 1 and 1/2 out just cause my wife likes it better and I'm not getting on the ground every ride. This is counter intuitive, but 12 clicks with my wife on the back - she wants smooth, I go slow with her on it. Alone, I go 20 clicks, I don't go slow.
Up front, I leave it at 3 clicks for smooth and still sporting. I see three rings and part of the way to 4th. Maybe 3 and 1/3 rings??? I don't mess with the front whether she is on or not.
I am 230, she is 120 or less. Sounds like you are in the ballpark for an all round performing setting for what the stock suspension can do. Maybe try 20 clicks on the rear and 1 1/2 out to see if that is more compliant and still sporty enough.