Kawasaki Concours Forum
The C-14, aka Kawasaki Concours-14, the new one :) => The Bike - C14/GTR 1400 => Topic started by: firetruck41 on May 17, 2011, 05:30:32 PM
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why are they so high in texas. best rate for me, at age 61 is $1070 per year. clean record, senior citizen. go figure.
have shopped around. my quote was from a guy who writes for progressive here in texas. I hate it when companies try to control you.
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Don't know but I have Progressive here in Arkansas for under $500.00.
Might be worth the time to shop around.
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53. setx. clean record. progressive full coverage + injury + uninsured = $584
full coverage w/o injury / uninsured = $249
i've been with them for so long i have "diamond" membership.
sometimes that whole shopping around thing will cost you discounts for loyalty/longevity
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Yea' but that's not in texas
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Are you a member of AARP? If so get a quote from Foremost thru AARP. They had the best price by far that I could find.
Full coverage with $300,000 in liability for just over $500 a year.
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I live in Texas and I just switched my policy to Progressive. 41 YO male, homeowner, married. No tickets/accidents, DL with motorcycle endorsement.
Got a 100k/300k liability policy with UM/UIM coverage of 30k/60k, collision and comprehensive coverage with 1k/1k deductibles and road side assistance for $321 annually.
Liability only would have cost $140.
You can get a quote and purchase online in 10 minutes.
It will depend on what county you live in. Dallas, Harris, Travis and Bexar counties will be higher than others.
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I got State Farm in NH. $350.00/yr.
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Dallas area resident, 25 years old, clean record, 2011 Connie is around $450 a year with allstate. Also have another bike plus my house and truck with them so I'm sure that is helping. But, they blew all other companies away when I switched a little over a year ago.
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It seems like I already just posted this a while ago. Not Texas, but useful for comparison:
VA, 40-something, male, unmarried, clean record, full coverage, 2011 Concours, State Farm:
Liability $100k/person $300k/accident $50k/property $100 deductible
Collision $250 deductible
Comprehensive $100 deductible
No medical (I have health insurance)
$432/yr
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If you haven't checked with Dairyland, that would be worth a shot. I had progressive for a couple months since USAA sent me to them since they don't offer MC insurance to service members. I saved over $500 a year by switching to Dairyland and getting the exact same coverage.
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Definitely try Foremost thru AARP.
Am 54 and nearly killed myself and totaled a car last September with total insurance payout around &100k to fix me and replace car and told Foremost all this and they smoked everyone for full coverage on my brand new 09 two weeks ago. 100/300/100, comprehensive, uninsured motorist, 5000 medical and $500 deductible was $590/year. Progressive and everyone else with less coverage was double.
Jeff
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40 yrs old, clean record, State Farm, 30/60/30 $250 deductable $145/mo for Full coverage in Harris County (Katy)
It cost me $40 more a month to insure than my 2007 GSXR 750. I just don't get it.
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Dallas county is the problem
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Dallas county is the problem
I'm not surprised. When I moved from Dallas to Collin county 12 years ago my auto insurance dropped by about 50%.
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I'm at about $300 yr. for full coverage for the connie, liability for the brute force 750 and her scooter with geico. It varies to much though. My gl1500, kz1300, and klr650 are insured with progressive. There seems to be no consistency with these people so I go with whos cheapest for the vehicle in question. I'm 48 and in the tucson area
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Los Angeles. My MC insurance is with AAA for $450 yr. Best I could find.
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I would definitely shop around. I was with Dairyland, but Progressive came in cheaper this time.
Also, if you can live without covering the bike, you'll save a boatload. Adding collision/comprehensive more than doubles the cost. When I first started riding, I dropped property coverage for my sportbike because I would have been paying for a new bike every few years in premiums and my premiums dropped to about 1/3 of what it had been.
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i have the top of the line coverages and im coming in at $42.00 a month. 32,male,clean record, am fam for 17 years.
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Everything is bigger in Texas mate
I pay $27 p/m in AZ with State Farm. Comp with all the trimmings
Aussie
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wow nice! that is really cheap!
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The big metro and joining counties in TX cost you... other factors include; homeownership, occupation, FICO credit score, and the obvious tickets and claims. Shop around and you may find a cheaper company... make sure you are comparing apples to apples in coverage.
When you shop around and they check your FICO score (they all do anymore), it's a soft hit on your credit record, so they will not count against you, like applying for credit cards. Just a FYI.
Just moving from Katy TX to Brighton CO, my rates dropped from ~$900 a year to $230.
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365 $ full coverage uninsured motorists etc... with Progressive thru Met life .
Just moved car,truck ,house and bike from Farmers ins.
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Okay' called foremost via AARP membership. $651 yr and with all kind of benefits. thanks guys.
look like it's going to be another connie. having the seat sent to sergents for 1'' more foam and better cover.
motorcycle larrys peg lower should make this 6'6'' frame more comfy.
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$256 per year full coverage, Shelter Insurance.
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~$180 full coverage, $500 deductibles, Allstate in Illinois.
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why are they so high in texas. best rate for me, at age 61 is $1070 per year. clean record, senior citizen. go figure.
have shopped around. my quote was from a guy who writes for progressive here in texas. I hate it when companies try to control you.
I live in TX, am 52, have semi-clean record, full coverage with Allstate for $285 per yr on C14 and SV650 combined. What's the problem?
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AARP Foremost Full coverage, injury protection and unisured motorist $330 per year. 53 years old clean record. Florida
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I have 500 combined single limit liability and UM with $2,500 Med Pay, with comp and collision on a VFR800 and V-strom. If I add same coverage for a 2011 C14, through progressive, it'll up my coverage $912 per year. The UM is a killer. I am 57 and live in Louisiana.
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read my lips guys, you're not in dallas county, so all the other rates around me is mute. if your effort was to make me jealouse, you suceeded. thanks all.
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Geico: $276 annually, full coverage, $500 ded. on collision and comp. 51 years old, living in PA.
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enough already guys, you're making me LOL
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$153 Allstate--OHIO
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40 yrs old, clean record, State Farm, 30/60/30 $250 deductable $145/mo for Full coverage in Harris County (Katy)
It cost me $40 more a month to insure than my 2007 GSXR 750. I just don't get it.
WHAT??? You are paying $1,740 a year for full coverage, with a clean record??? Something is seriously wrong.
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read my lips guys, you're not in dallas county, so all the other rates around me is mute. if your effort was to make me jealouse, you suceeded. thanks all.
Look, it is not all about YOU in the forums!
If you wanted only Dallas County insurance, you should have specified in the Subject! ;)
(Hint: This thread could be very useful for many other people comparing rates)
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read my lips guys, you're not in dallas county, so all the other rates around me is mute. if your effort was to make me jealouse, you suceeded. thanks all.
You did start out saying that you thought your insurance was high because you're in Texas -- we just wanted to let you know your insurance isn't high just because you live in Texas.
If you didn't want to hear the answer, you shouldn't have asked the question......
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Dairyland at $310 per year.......and everything being bigger in Texas still seems to hold true. :hitfan:
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Us Canadians understand everything is bigger in Texas (well most things ;D) higher insurance rates included LOL. Up here in the great white north I pay $671 a year for full coverage, we have to pay year round even though we are lucky to ride in a good year 7 months.
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$240 in central OH progressive(only because I knew It could happen in 10 mins......I forgot, and it was 4:50 at deal time :( ) Full coverage and I have the long term ticket history of an axe murderer!
Mike
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Wow. And I was mad that mine went up to 225.00 a year in WI with American Family.
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read my lips guys, you're not in dallas county, so all the other rates around me is mute. if your effort was to make me jealouse, you suceeded. thanks all.
Our job here is done
Aussie
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Look, it is not all about YOU in the forums!
If you wanted only Dallas County insurance, you should have specified in the Subject! ;)
(Hint: This thread could be very useful for many other people comparing rates)
It was a thread just like this that prompted me to check around and compare rates. I switched from State Farm (~$400/yr) to Allstate (~$180/yr) for slightly better coverage.
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WHAT??? You are paying $1,740 a year for full coverage, with a clean record??? Something is seriously wrong.
That's Harris county... Houston, TX basically... that's the way it is... BTDT. Like I stated earlier, just moving to another state dropped my rates by over 2/3's.
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When I took delivery Thursday I called my Allstate agent, gave him the vin # and went through the 4 or 5 questions. He said since I had a Vrod and a couple Spyders on the policy that my Connie would cost me an additional $16.90 a year!!!!! I couldn't believe it, he said the rational behind it is that you can only be riding one at a time, so they cut you a break!
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Connie is the only bike on the policy threw Progressive-$68.00 in Newburgh NY abt 60 miles North of NYC.
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I had Progressive in GA. for 7 years until I bought the Concours. Progressive quoted me $750. per year. Geico quoted $400.
Ernie