Kawasaki Concours Forum
Mish mash => Open Forum => Topic started by: Conrad on October 20, 2011, 10:53:32 AM
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I received a letter from my State Farm insurance agent about a new program they are offering. A device is plugged into the data port of your car and it reports on some of your driving habits via the cell phone network as you dirve. A 10% discount is offered right off the bat with up to a 50% discount offered at the next renewal.
http://www.statefarm.com/insurance/auto_insurance/drive-safe-save/illinois/illinois.asp (http://www.statefarm.com/insurance/auto_insurance/drive-safe-save/illinois/illinois.asp)
Is anyone using this?
What do you guys think?
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It's the same crap that progressive is pushing right now. >:(
i'll pay more to not have the intrusion into my life....
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Looks like the thing Progressive has been offering.
http://usnews.rankingsandreviews.com/cars-trucks/daily-news/080731-Progressive-Insurance-Wants-to-Monitor-Your-Driving-to-um-Offer-You-a-Discount/ (http://usnews.rankingsandreviews.com/cars-trucks/daily-news/080731-Progressive-Insurance-Wants-to-Monitor-Your-Driving-to-um-Offer-You-a-Discount/)
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If I had one of those, my insurance would skyrocket due to my driving habits.
"He went how fast on that deserted backroad?"
"I can't tell, our meter only reads to 130."
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If I had one of those, my insurance would skyrocket due to my driving habits.
"He went how fast on that deserted backroad?"
"I can't tell, our meter only reads to 130."
That's what I'm worried about. I don't do many 'jack rabbit starts' or hard stops but I may accidently stray over the speed limit from time to time.
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That's what I'm worried about. I don't do many 'jack rabbit starts' or hard stops but I may accidently stray over the speed limit from time to time.
Thats kinda what I am worried about. I would hate to go from 10% discount to "oh we are sorry, we need to raise you rates" :-\
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Just think-you have one of these and are doing 2 over the limit. Someone pulls out in front of you and a crash results. State Farm denies the claim-you were speeding.
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I got a real bad feeling about these kinds of things. I can tell you where Progressive and State Farm should put them, but then I'd have to ban myself.
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Just think-you have one of these and are doing 2 over the limit. Someone pulls out in front of you and a crash results. State Farm denies the claim-you were speeding.
Good point, I'll pass on the Big Brother device.
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Ya'll got that onstar thingy and the data recorder under your seat?
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-%10 today, + %30 tomorow comes to mind, I do 5-10 over as routine, but keep it at that. I let traffic dictate my speed, never the slowest, never the faststest, but somewhere on the topside. Part of my survival strategy is to stay ahead of trouble...Now, if I could only install it in my wifes car? Close to free comes to mind.
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Ya'll got that onstar thingy and the data recorder under your seat?
Nope.
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-%10 today, + %30 tomorow comes to mind, I do 5-10 over as routine, but keep it at that. I let traffic dictate my speed, never the slowest, never the faststest, but somewhere on the topside. Part of my survival strategy is to stay ahead of trouble...Now, if I could only install it in my wifes car? Close to free comes to mind.
My local LEO friend tells me that most cops in this area will let you slide if you're under 70 in a 55, so, I keep it under 70.
Years ago this would be true of my wife, but now it seems that my heavy foot has been somewhat contagious.
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Ya'll got that onstar thingy and the data recorder under your seat?
That's a good point and while I don't have that, many of us have GPS units that can track that kind of thing and then could be held in evidence against us, I reckon. Heck, your SA phone could be tracking that as well, tarnation! But I drive a Prius and from what I understand there is something like a black box in the car that tracks certain events. Came to light during the unintended acceleration thingy.... Big brother has us by the short hairs if you use any technology today.
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yep
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You can avoid all modern technological intrusions of privacy, providing you employ the proper equipment.
(http://www.motorbase.com/pictures/contributions/990913/std_1960_studebaker_lark_wagon-red-pubpic-max-.jpg)
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I believe that many, if not most insurance companies offer something similar. My agent tried to offer it in exchange for cheaper rates for teenaged drivers. Again, the invasion of privacy is inevitable, but no reason to capitulate without a struggle.
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They aren't known as Snake Farm for nothing...
At least my C-10 isn't sophisticated enough to have data recording...
;D
Same with at least two of my other vehicles. Analog speedometers rule!
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They aren't known as Snake Farm for nothing...
At least my C-10 isn't sophisticated enough to have data recording...
;D
Same with at least two of my other vehicles. Analog speedometers rule!
Don't tote a smart phone or gps or big brither still owns you
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My phone is password protected and encrypted (work)... I wonder where the law stands when they ask for the phone, I hand it over, and I refuse to give password since it has access to work related sensitive information on it. :o Hmmmmmm.
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My phone is password protected and encrypted (work)... I wonder where the law stands when they ask for the phone, I hand it over, and I refuse to give password since it has access to work related sensitive information on it. :o Hmmmmmm.
Honest officer, for the life of me I can't remember that dang password.
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This is a little wordy but...
http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1329863 (http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1329863)
and this...
http://www.thenewspaper.com/news/34/3458.asp (http://www.thenewspaper.com/news/34/3458.asp)
and this...
http://www.cellebrite.com/ (http://www.cellebrite.com/)
Enjoy your freedom.
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My phone is password protected and encrypted (work)... I wonder where the law stands when they ask for the phone, I hand it over, and I refuse to give password since it has access to work related sensitive information on it. :o Hmmmmmm.
They go to your boss and tell him to give them access (under court order) and he tells you to give up the phone and the password or you could just say no and go to jail for obstruction.
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My phone is password protected and encrypted (work)... I wonder where the law stands when they ask for the phone, I hand it over, and I refuse to give password since it has access to work related sensitive information on it. :o Hmmmmmm.
I had to go to a internet cafe clear across town, and use one of their "rentals" to post this, for obvious reasons. You all DO know that all technology has LEO back door passwords built in to the base logic, right? He don't need your stinking password, just a court order. Sorry to crush your feelings of security. Got to go, I think there's a black helicopter hovering in whisper mode just over the cafe entrance. If you don't hear from me soon, someone PLEASE contact my wife and tell her what happened.
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Password protection is like padlocks, they keep the honest out.
Every droid, GPS, and iPhone/iProduct has a back door and a root password to it.
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Really bothers me that some one would sell they're privacy for 10% savings. You can bet that this NOT for your benefit. Remember the movie "1984" ? It is here!!!! Late but here.
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My truck was made in '93, my bike was made in '93, and my cell phone is an LG101.
I'll upgrade the phone when it's no longer useable to whatever is the cheapest Virgin Mobile phone offered.
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My phone has only one smart thing going for it.....large numbers. Both my wife and I don't text. There isn't anything they (BB) could glean off my phone except whom I called. The Prius, on the other hand, may be my downfall. I'm now looking for a car with points...