Update - Recall that on centerstand with clutch pulled in (disengaged) I could not stop the spinning wheel with my foot pushed against the tire's side, meaning, the clutch was dragging (failing to completely disengage). This gave me difficult shifts. Off the bike, bike in gear, clutch in, the bike is almost impossible to push forward - like pushing through sand (other bikes - notice it's not like being in Neutral, but nowhere near as resistant).
However, sitting on the bike, there's no lurch forward when dropping it into first, and, when holding the clutch in, there is no creep forward, even without my weight on the seat. Seems like it's easier to edge the bike forward using my legs, but it also seems easy to roll it backwards, too. That tells me the drag is pretty light, despite not being able to stop the spinning wheel with my foot (recall my other bikes all stop the wheel on their own when the clutch is pulled in). I use M/C oil, but this batch was a hodgepodge of brands/weights/syn-nonsyn I wanted to use up, so that could be a factor.
Rather than waste an oil change, however, I elected to open the clutch pack for a look at the plates. The plates measured fine, but I noticed some shiny scraping on some of the tangs on some of the fiber plates. Can't tell what might have caused the scraping and there's no obvious pattern to it. The plates looked semi-oiled on their lower halfs, but pretty dry up top. Oil pipe is clear. The innermost fiber disk was basically bone dry on the engine side, and it was this disk that scraping on almost every tang, albeit on the steel disk side.
Everything looks good and I don't see any obvious reason for the clutch to drag other than that the dried plates might play a role. I'm soaking them in Rotella overnight and will change the oil to Mobil 1 Racing 4T once reassembled.