We had a lady drive into a bank today, literally, drove it into the side wall of the bank. I was outside for about 1/2 hour, my forehead and cheeks were numb and I was getting a headache from the wind. I go into the bank, she's wearing tennis shoes, light coat, no hat, no gloves. I watch the people driving up to go into the bank all dressed the same. I'm cold, and I got all my gear on. She was ok, I asked her where she was going and why she was dressed the way she was, she just shrugged, as if saying, "who would have thought I'd drive into the bank today"? I wasn't going to ask her what if it was after hours and she was going through the ATM and this happened? No cell phone. I get back to the firehouse, look up the temp, 3 below zero current temp. What are you going to do? You can't fix stupid.