You didn't mention the year of your bike, if its a 94 or later you might want to try an early model seat. The pre 94 seat sets you just a touch higher but it's not as wide as the later model seat which makes it a little easier to get your feet on the ground. Don't get hung up on needing to get your feet flat on the ground, I've been riding Concours since 1990 and have never been able to flat foot on it. It's not a handicap. I would only consider lowering the bike as an absolute last resort. It might make you a little more comfortable when stopped, but you will give up valuable cornering clearance which you can never have enough of.