Well,
Even though you only have 27k it might be a good idea to pull the rear tire and then pull the o-ring off that holds the spline coupler to the rear hub.
Trust me on this one, 10 yrs on my 01 did have more miles, but the hub coupler was shot, yours might be on its way out and the grinding is uneven wear. If you have trouble getting the coupler out, spray windex or a soapy mixture into the holes around the rubber vibration plugs, then grab with a widw open cresent wrench and jiggle back anf roth, it will let go.
It has to checked off the hub also, it is a snug fit from the spline and difficult to see the complete fit area.
While your in there, you also have access to the rear wheel bearings, another easy check for noise.
Good luck.
Ride safe all.
Greg