What kind of coverages do ya'll have?
I just looked at State Farm info. No mention of any of that stuff you list, just the standard stuff:
Liability 100,000/300,000
Property damage 50,000
Deductible other than collision 100
Collision deductible 200
Uninsured vehicle injury 100,000/300,000
$247/yr
Maybe there is mention in the booklet thing that sometimes comes with the bill, but I don't have one.